Border Solutions Law Group
Border Solutions Law Group
1-604-684-4211
1-604-684-4211

Vancouver Cross-Border Personal Injury Lawyers

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When you are injured across the border — whether in the United States or Canada — your claim quickly becomes more complicated. Which country’s laws apply? Can you file a claim in both places? Which insurance company should you contact first?

At Border Solutions Law Group, our Vancouver cross-border personal injury lawyers focus exclusively on cross-border legal issues, including motor vehicle accidents, commercial trucking accidents, and other serious injuries that happen while travelling between British Columbia and the United States.

We are one of the few law firms in British Columbia with lawyers licensed to practice in both jurisdictions. That means we can handle your claim from start to finish, without the need for two separate law firms or complex coordination between lawyers in different countries.

Whether you live in Vancouver and were injured in the U.S., or you are an American injured in British Columbia, our cross-border personal injury lawyers in Vancouver can guide you through every step. Call us at (604) 684-4211 or contact us online to get started today.

Why Cross-Border Injury Claims Are So Complex

Cross-border personal injury cases involve far more than just the physical injury itself. They typically engage two legal systems, two insurance structures, and multiple potential jurisdictions. It can be difficult to determine which country’s laws apply, how to coordinate medical treatment and billing across borders, and how provincial and state insurance systems interact. Questions about currency exchange, travel expenses, tax implications, and where to file your claim or lawsuit for the best outcome add further layers of complexity.

For example, a B.C. resident injured in a car crash in Washington State may be covered by ICBC under their B.C. auto policy, but may also have a claim against the at-fault driver’s U.S. insurer. Similarly, an American injured while visiting Vancouver may need to pursue recovery under Canadian law while coordinating with their U.S. health or auto insurance provider.

Our Vancouver cross-border injury lawyers have handled thousands of cross-border cases and understand how to identify the best legal and practical route forward.

Our Experience In Cross-Border Personal Injury Law

At Border Solutions Law Group, our lawyers have extensive experience representing clients who have suffered serious injuries in accidents involving travel between Canada and the United States. Because we are licensed in both jurisdictions, we can efficiently handle claims that involve:

  • British Columbia residents injured in U.S. accidents
  • U.S. residents injured in British Columbia
  • Multi-jurisdictional insurance coverage disputes
  • And more

Working with Border Solutions Law Group gives you access to one of the few firms in Canada that genuinely focuses on cross-border law. Our Vancouver cross-border personal injury lawyers offer the advantages of dual licensing in Canada and the U.S., a proven track record with thousands of cross-border injury cases, and convenient local accessibility from our downtown Vancouver office. We can also assist clients through our Bellingham, Washington, office when necessary.

Clients appreciate that they speak directly with a lawyer who understands their case, rather than being passed between disconnected offices. Because we handle both U.S. and Canadian aspects of your claim in-house, you do not need to hire independent representation on both sides of the border. Our team manages every step of the process – from notifying insurers to filing lawsuits where necessary – and communicates directly with Canadian and U.S. insurers, gathers evidence in both countries, and ensures that your claim complies with all procedural and limitation deadlines.

Common Cross-Border Accident Scenarios

Cross-border injury claims can arise in many situations. Some of the most common cases we handle include, but are not limited to:

Motor Vehicle Accidents Across The U.S.–Canada Border

Motor vehicle accidents are the most frequent source of cross-border injury claims. A Vancouver resident injured while driving to Seattle or Bellingham may need to navigate both ICBC and a U.S. liability insurer.

Our cross-border personal injury lawyers in Vancouver regularly handle these claims, ensuring clients understand how medical coverage, rehabilitation benefits, and fault-based compensation systems differ between British Columbia and U.S. states.

Cross-Border Trucking And Commercial Vehicle Collisions

Commercial trucks and delivery vehicles often operate across both borders. These cases typically involve multiple insurance policies, U.S. federal trucking regulations, and jurisdictional questions about where to file suit. Our Vancouver cross-border injury lawyers have experience handling high-value commercial trucking claims that involve both Canadian and U.S. defendants.

Pedestrian, Cycling, Or Recreational Accidents

B.C. and Washington share some of the busiest cross-border recreation routes. Whether your injury occurred while cycling near Bellingham or skiing in Whistler, we can determine which insurance policies apply and where your case should be filed.

Slip and Fall Accidents

Occupiers’ liability claims in British Columbia and premises liability claims in Washington are common. If you slipped, tripped, or fell on another person’s property across the border, we can help navigate relevant laws and investigate negligence on the part of an owner or occupier.

Travel And Vacation Injuries

Tourists frequently experience injuries during travel, such as in hotels, resorts, amusement parks, or rented properties. Our Vancouver cross-border personal injury lawyers assist both Canadians and Americans injured while on vacation, ensuring that evidence is preserved and legal deadlines are met. We can help you navigate travel insurance policies and their interaction across jurisdictions.

How We Coordinate Insurance And Medical Coverage Across Borders

One of the most challenging aspects of cross-border accidents is dealing with insurance. Canada and the United States have different health and auto insurance systems, and coverage rules often depend on where the injury occurred and what type of policy you have.

Our firm helps clients coordinate ICBC benefits for B.C. residents injured in the U.S., manage health insurance claims and private medical billing, and understand when travel insurance may provide additional coverage. We also handle third-party liability claims against foreign drivers or businesses and advise on uninsured and underinsured motorist coverage when at-fault parties do not have adequate insurance.

Our Vancouver cross-border personal injury lawyers often collaborate with medical providers and rehabilitation professionals on both sides of the border. This coordination helps ensure that you receive necessary treatment without unnecessary delays or disputes over who is paying, while also building strong medical evidence to support your claim.

Cross-Border Personal Injury Claims: A Step-by-Step Overview

At Border Solutions Law Group, we provide a full range of services for people injured in cross-border accidents. When you decide to work with our team, the process typically involves:

  1. Case Assessment: We identify where your accident occurred, which insurance policies apply, and what legal jurisdictions may be involved.
  2. Evidence Gathering: Our team secures medical records, accident reports, witness statements, and any available surveillance or dash-cam footage to support your claim.
  3. Insurance Communication: We deal directly with both Canadian and American insurers on your behalf to protect your rights and prevent statements from being used against you.
  4. Settlement Negotiation: Many cross-border claims are resolved through negotiation. We seek to maximize compensation while minimizing delay.
  5. Litigation: If a fair settlement is not possible to obtain through negotiation, our lawyers are prepared to file and manage lawsuits in either country.
  6. Coordination of Medical and Financial Support: We’ll assist with referrals to medical specialists, rehabilitation programs, and expert assessments. Not only can these support your recovery after the accident, but they can also strengthen your claim.

What Compensation Can You Pursue in a Cross-Border Personal Injury Claim?

Compensation in a cross-border personal injury case depends on the laws of the jurisdiction where your accident occurred and the type of accident involved. In many cases, you may be able to pursue damages for pain and suffering (non-pecuniary damages), loss of income or future earning capacity, medical and rehabilitation expenses, and the cost of future care and treatment. Out-of-pocket expenses, travel costs related to medical treatment, and property damage may also be recoverable. In some situations, family member support claims or similar remedies are available under U.S. or Canadian law.

Our Vancouver cross-border injury lawyers carefully analyze both Canadian and American law to calculate fair compensation and to determine which forum offers the best potential outcome for your unique circumstances. We focus not only on your immediate needs but also on the long-term impact of your injuries, so that any resolution supports your future as well as your present.

Limitation Periods And Legal Deadlines for Cross-Border Personal Injury Claims

Every jurisdiction has strict limitation periods — deadlines within which a lawsuit must be filed. In British Columbia, most personal injury claims must be started within two years under the Limitation Act. In the United States, each state has its own deadline, ranging from one to three years or longer, depending on the type of claim.

Cross-border cases often involve multiple timelines. Our Vancouver cross-border personal injury lawyers ensure that your claim is preserved in both jurisdictions and that no limitation period is missed.

Contact Our Vancouver Cross-Border Personal Injury Lawyers Today

If you have been injured while travelling between Canada and the United States, do not try to handle your claim alone. Cross-border injury cases require an understanding of two different legal systems, and the sooner you get professional advice, the better your chances of preserving evidence and meeting all deadlines.

Our Vancouver cross-border personal injury lawyers are here to guide you every step of the way. To speak with a cross-border personal injury lawyer in Vancouver, call (604) 684-4211 or contact us through our online consultation request form.

cross-border personal injury News Room

Check out the blogs written by our legal team, where you can find valuable information on cross-border personal injury matters.

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Frequently Asked Questions

At Border Solutions Law Group, we aim to provide clear, straightforward answers to help you understand your rights.

Here are some common questions we receive on cross-border personal injury matters:

Many people injured in the U.S. while living in B.C. work with a Vancouver cross-border personal injury lawyer. The lawyer can often coordinate with U.S. counsel, help you understand which laws apply, and guide you on dealing with multiple insurers.

Not necessarily. Border Solutions Law Group’s lawyers are dual-licensed in Canada and the United States, so they can often manage both the Canadian and U.S. aspects of your claim, helping coordinate insurance and legal issues without you having to retain two separate firms.

Get medical help first, report the crash to local police, gather insurance and witness details, and notify ICBC and any private insurers. Because different laws may apply, many people contact a cross-border personal injury lawyer before dealing extensively with U.S. insurers.

The popular perception is that personal injury cases are worth far more in the U.S. than in Canada. This is not always the case. Rushing into a lawsuit in BC or Washington without knowing how the law and insurers work in both jurisdictions is risky. Without the benefit of experience, it can lead to disappointingly unanticipated financial results.

We Help You Avoid The Perils And Pitfalls

At Border Solutions Law Group, our exclusive focus in personal injury is on cross-border cases. Our lawyers are dual-licensed. We regularly fight injury claims in both Vancouver and Seattle.

Over the years, we have analyzed thousands of claims. Our experience is the reason why we have so consistently gained financially favourable outcomes for our clients. We know how to balance the potential awards against the costs. Before launching into a suit, we make sure you’ll end up with a financial win, not a loss.

Why Some U.S. Claims Are Worth More

Unlike British Columbia, Washington state places no cap on certain damages. One of these is for pain and suffering. But maximizing compensation depends on the type of injury. For catastrophic, life-altering injuries, the difference can mean millions of dollars in compensation. But in reality, the vast majority of claims are for soft tissue injuries, which are worth far less.

Legal Costs Are A Key Consideration

The cost of court and legal fees is another important consideration. In BC, your legal costs will likely be covered by the insurer. In Washington, each party is responsible for their own costs. If you hastily initiate a lawsuit and it drags on, you could easily see your compensation reduced down to very little after paying for litigation costs. The key is to know when an award will actually be worth the cost of litigation.

At Border Solutions, we know when you should push forward and when you should settle. We will analyze all the factors, do the number crunching and ensure that you end up financially on top.

Call Us For A Free Case Evaluation

An initial consultation is free. Discuss your case with our lawyer by calling 1-604-684-4211 or by filing out our online form.

If you were injured outside of your home country, will you have a harder time gaining compensation? In a word, yes. Getting fair treatment in one country is already a challenge. Insurers necessarily try to minimize their payout. It’s up to you to prove your claim. But when an accident happens in a different country, you face double the complexity.

You’re Up Against Differing Laws And Insurance Processes

Whether you are a BC resident injured in Seattle or a U.S. resident injured in Vancouver, you now need to navigate two separate systems. The laws in each country governing accident and injury are not the same.

Some law firms take on cross-border accident cases, but since they cannot practice law in both countries, they need to hire a separate lawyer to handle the other half of the case. At Border Solutions Law Group, all we handle is cross-border issues. Our lawyers practise law in BC and Washington. We know how the law and insurance work in both countries. We don’t have any learning curve and we don’t miss key details. Our clients never need to work with two separate law firms. We handle cross-border injury claims from start to finish.

Will I Have To Go Back To The Other Country?

In many cases, no. You can claim accident benefits from the insurer of your home country. For example, if you are a BC resident, we work directly with ICBC on your behalf. At the same time, we can usually negotiate the other part of your claim in Washington right from our office in Vancouver.

Only if we need to advance litigation of the U.S. lawsuit may you be required to attend the trial in Washington state. This adds a layer of complexity to a claim, but we will only pursue the claim if it makes financial sense for you to do so.

Come In For A Free Consultation

Our lawyers are ready to answer your questions and identify your options. Book a free consultation today. Call 1-604-684-4211 or contact us by email.

The crisscrossing roadways between Vancouver and Seattle make it simple for individuals to dine, work or find entertainment across international borders. Unfortunately, a motor vehicle accident across the border can add numerous layers of complexity to an already challenging legal process.

While it might be difficult to extrapolate the data to represent drivers in a tourist or vacationer role, a study published in the journal Accident Analysis and Prevention, found recent-immigrant drivers were 40 to 50% less likely to be involved in a motor vehicle collision. Like less experienced drivers, these recent immigrants tend to drive in a more cautious or careful manner. Psychologically, a tourist or visitor might share this same wariness on the roads. For example, Canadian drivers might be more concerned with reaching their destination without harm than multitasking while behind the wheel. They might be hyper-attentive and aware of their environment.

Unfortunately, drivers who are more comfortable with their surroundings might be more likely to overestimate their skill level and ignore safe driving habits. Drivers might engage in unsafe vehicle operation practices such as:

  • Distracted Driving: Any activity which pulls attention from the road or a hand from the steering wheel can be considered a distraction. These activities can include eating, drinking, personal grooming, talking on a cell phone, checking email, texting or manipulating a navigation system. Commonly, activities are categorized as cognitive distractions, visual distractions or manual distractions.
  • Drowsy Driving: It is not uncommon for drivers to get behind the wheel early in the morning or late at night. Additionally, individuals might struggle with conditions such as sleep apnea or insomnia that dramatically affect their situational awareness. Being drowsy behind the wheel can lead to dulled perceptions, slowed reaction times and blurred vision – all of which can result in vehicle collisions.
  • Impaired Driving: A driver’s perceptions, attention and reactions can be impacted by the consumption of alcohol or the use of a controlled substance. Additionally, individuals can see a diminishment of driving skill after taking prescription or strong over the counter medication. Any of these substances can lead to driving impairment.

Canadian drivers who are involved in a motor vehicle accident on foreign soil will likely face a challenging process. From disputes with the insurance carrier to different compensation caps, it is wise to seek the guidance of a law firm focused on cross-border legal issues.

The legal proceedings of personal injury lawsuits in British Columbia and Seattle differ significantly. For this reason, navigation of a cross-border personal injury claim in the event of an accident in a neighbouring country can be particularly challenging. Fortunately, Border Solutions Law Group focuses their practice on such cases — in fact, cross-border claims are the only types of injury cases they handle.

The complexity of these claims comes with the fact that you will have to deal with two claims at once. Claiming insurance in one country and pursuing a tort claim across the border in the city where the injury was suffered can be overwhelming — especially if you are recovering from accident injuries. Fortunately, the lawyers at Border Solutions Law Group are registered to practice in Washington State and British Columbia.

Thus, you will not need to deal with two separate law firms. These lawyers can navigate insurance claims on one side of the border and pursue recovery of damages not covered under auto insurance in civil lawsuits on the other side. They are informed about the compensation and benefits available in each of the jurisdictions, the caps that are effective on pain and suffering damages, and the different statutes of limitations in the two countries.

Another advantage of retaining the services of the Border Solution Law Group is affordability. Legal fees in Washington and British Columbia differ considerably, and the costs will depend on which side of the border you were injured. This firm’s lawyers will explain the costs and assess viability to prevent pursuing cross-border personal injury lawsuits that will bring no financial benefits.

British Columbia residents who suffer debilitating injuries often find it challenging to secure long-term disability benefits. If a cross-border personal injury caused the disability, the process could be even more difficult. Any accident in another country will involve laws and insurance companies from two jurisdictions, adding to the challenges.

Denied benefits claims after years of contributing to the insurance fund can be discouraging, mainly because a person might not have any other source of income. However, receiving a letter of denial does not necessarily mean all is lost. The letter should explain why the application was rejected. Long-term disability policies differ from country to country and from company to company.

It might be a pre-existing condition that is not deemed a disability, or an essential piece of information might have been omitted from the application. Insurers in different countries have different definitions of covered disabilities, and technicalities on the application could be the problem. The administrators may claim that none of the disability definitions have been met, or prescribed medical treatment was not followed. They might even claim that the person has recovered from the disability.

These are but some of the many reasons that can be used to motivate a long-term disability provider to deny an application for benefits. However, this is a process that needs the support and guidance of a cross-border personal injury lawyer in British Columbia. A law firm that is able to deal with matters on both sides of the border might find a way to resolve the issue and get the application approved.

Source: thespec.com, “Legal Matters: Application for LTD benefits denied?”, Accessed on March 23, 2018

When British Columbia residents travel across the border into Washington, the last thing on their minds would likely be the possibility of being involved in an automobile accident. However, crashes occur when they are least expected. When there are catastrophic injuries such as traumatic brain injuries, dealing with insurance and legalities of cross-border personal injury on both sides of the border could be challenging.

Traumatic brain injuries affect people in different ways. One problem relates to their communication abilities, through speaking, written language, body language and gestures. The problems that could develop can vary, and if the areas of the brain that control the muscles used for speech are damaged, it will cause dysarthria. This condition causes slow, slurred speech, which makes it difficult for others to understand.

It could also cause apraxia — a condition that makes it difficult for the victim to pronounce words correctly, or aphasia, which can cause problems for the person to express ideas or to understand what is said. Many TBI victims find it more challenging to write and read than to speak and understand. Other problems include the social aspects like taking turns in conversation, reading social cues, generating ideas and recognizing and interpreting facial expressions.

Having to pursue financial relief while suffering the consequences of traumatic brain injuries could be a daunting task. Fortunately, help is available from an experienced cross-border personal injury lawyer in British Columbia. A law firm that is registered to deal with the legal and insurance procedures in both Vancouver and Seattle will indeed be a valuable asset.

Still have questions? Contact Border Solutions Law Group today to schedule a consultation.

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